We offer advice on the wide spectrum of protection solutions available in today’s complex marketplace.
The first stage of sound financial planning is to insure your income. Such income protection policies are encouraged by the Government, which has legislated that payments made to claimants under these policies are exempt from taxation.
Income protection policies can be of great value because once they are in force, they can never be terminated no matter how many claims are made under them.
Premiums for income protection plans are often less than people imagine because rates can be negotiated for the whole of your working life based on your age at the date of a policy’s inception.