Keyman Insurance

Keyman insurance provides cover for a business against the loss of a key member of staff.

The majority of small businesses recognise the need to insure their premises, stock and essential machinery against disaster. However, many fail to identify that the most critical assets are likely to be key members of staff.

Such policies can provide a lump sum on the death or critical illness of key executives, sales people, technicians or managers. Such policies can help to fund the costs of recruiting or training replacements and can go some way to replace lost profits or revenue.

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